Storm Damage Roof Repair in Marietta, GA
Spring and fall storms in Cobb County run hard. High wind, hail, micro-bursts, and the occasional tornado spin-off all happen here every year. After a storm, the immediate question is what got hit and whether it's worth filing an insurance claim. We do free post-storm inspections across Marietta, GA and the rest of Cobb County to give you an honest answer before you call your carrier.
Our promise is straight: if there's real storm damage, we document it properly and help you through the insurance process. If there isn't, we tell you that too. We don't manufacture damage and we don't pressure you to file claims that won't pan out.
What Storm Damage Actually Looks Like on a Cobb County Roof
Wind damage
Wind grabs shingles by the leading edge and folds them back. The factory seal breaks. Sometimes the shingle blows off entirely. Sometimes it stays in place but is no longer sealed and will leak the next rain. We document wind-lifted tabs, missing tabs, and broken seal lines that aren't visible from the ground.
Hail damage
Hail bruises asphalt shingles. The granules get displaced and you see round dark spots roughly the size of a quarter. Each bruise is a future leak as the exposed asphalt UV-degrades. We chalk-mark damage in test squares and photograph every hit. Real hail damage is generally an insurance claim. Cosmetic-only damage usually isn't.
Tree and branch damage
Pine trees in Cobb County are tall and shallow-rooted. Branches and whole trees come down in storms. Punctures, broken decking, and structural damage all need immediate tarping plus permanent repair. Tree damage is almost always an insurance claim.
Wind-driven rain leaks
High wind can drive rain horizontally up under shingles and through siding seams. Leaks that only happen during heavy wind events are typically wind-driven rain rather than a normal flashing failure.
How the Insurance Process Works
Inspection and documentation
We climb the roof, document every damaged area with photographs and chalk marking, and put together a damage report you can submit with your claim. We note storm date if known, hail size if applicable, and direction of wind damage.
You file the claim
You contact your carrier directly with the damage report. We don't file the claim and we don't act as your public adjuster (Georgia regulates that and we're not licensed for it). What we do is provide the contractor documentation any reasonable adjuster will accept.
We meet the adjuster on the roof
When the adjuster comes out, we're there. We show them the damage we documented, walk through our scope, and answer their questions. Adjusters appreciate working with a contractor who has the photos in hand.
Scope alignment with Xactimate
Insurance carriers price using Xactimate. We write our scope to match Xactimate line items so the settlement actually covers the work. When the carrier underpays a line item we identify it, document it, and you can request a supplement.
What Storm Damage Repair Costs
For covered claims, you pay your deductible (typically $1,000 to $2,500 for wind and hail in Georgia) and the insurance settlement covers the rest. We never inflate scope to cover your deductible. That's insurance fraud and we don't participate.
Out-of-pocket repairs (when the damage isn't covered or doesn't exceed the deductible) typically run $500 to $3,000 depending on extent.
Don't Wait Past the Statute of Limitations
Most homeowner policies in Georgia require storm damage claims to be filed within one year of the storm date. After that, your carrier can deny based on timing alone even if the damage is legitimate. If your roof was hit in a storm a few months ago and you haven't had it inspected, get it inspected now.
Get a Free Post-Storm Inspection
Call (678) 720-3565 or use the contact form. Free roof inspection with photo documentation. Honest answer on whether there's a claim worth filing.